Thank you for sharing!

Your article was successfully shared with the contacts you provided.
A standard liquor liability exclusion requires the insured to be in the business of manufacturing, distributing, selling, or serving alcoholic beverages. (Photo: iStock) Employees relaxing with a few beers at work after a long day may be exposing the employer to host liability issues. (Photo: iStock)

This story is reprinted with permission from FC&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

In high-pressure work environments, for example, places where people work on commission, it’s not unusual for employees to relax after work with adult beverages. But when the liquor is purchased at the direction of a manager and consumed on the employer’s premises, does that after-work gathering become an employer “function” for purposes of “host liquor liability”? What coverage comes into play when one employee is struck by a car driven by another employee as she’s leaving work?

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected]

More from this author

The British Legal Awards 2021Event

Celebrating achievement, excellence, and innovation in the legal profession in the UK.

Get More Information


Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.