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House submerged in flood water. Hurricane Harvey 2017, flooding in Spring, Texas, a couple miles north of Houston off East Cypresswood Drive. This house is almost completely submerged from the rain and rising bayou. (Photo: Shutterstock)

U.S. Senator Charles Schumer (D-N.Y.) is seeking an extension of the National Flood Insurance Program (NFIP) with changes stemming from lessons learned in the aftermath of Superstorm Sandy — including placing “stricter controls” on lawyers defending insurance companies against homeowners and “better oversight of insurance companies participating in the NFIP.”

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