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With a better understanding and a practical planning scenario for the effects of an earthquake, we can begin to rethink how we plan for and respond to earthquakes and improve our ability to recover.  (Photo: iStock)

This story is reprinted with permission from FC&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A magnitude 7.0 earthquake along the Hayward fault under the San Francisco East Bay followed by 16 aftershocks ranging in magnitude from 5.0 to 6.4 could result in more than 1.1 million homes sustaining visible damage, with a smaller number expected to be functionally impaired.

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