Verifying the impact of weather. A number of analytical tools are available to help insurers reconstruct weather conditions at a particular location to determine the impact of weather events. (Photo: Shutterstock)

It’s no surprise that 2017 was a record-setting year for global insured (and un-insured) losses due to natural disasters, driven in no small part by the costliest hurricane season in U.S. history. Although assessing hurricane-related claims may seem fairly straightforward to those unfamiliar with the process – a building was either hit or it wasn’t – meteorologists and experienced claims adjusters know that often isn’t the case. This is especially true as one moves farther from the eye of the storm and the most extreme and obvious impacts.

With these more ambiguous claims, forensic meteorology offers valuable insight, often reconstructing conditions at a loss location to identify and quantify hurricane-related hazards.

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