Florida appeals court broadens insureds’ ability to sue for bad faith

Insurers appear to be fighting an uphill battle when contesting bad faith claims in Florida.

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When policyholders are disputing claims with their carriers, any denial of coverage may be perceived as “bad faith.” But there are specific actions or inactions under most state insurance laws that must occur (or not) before such a claim can be filed. And policyholders could believe that the procedural hurdles only make it more difficult to file the claim.