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Key to puzzle Almost half of personal lines insurers are developing strategies to deploy new business models, an indicator of how much rethinking and transforming are actually underway. (Photo: Shutterstock)

Property & casualty personal lines are under pressure unlike any other time in history.

The risk landscape is evolving as some circumstances result in increased losses (distracted driving, increased CATs), while others hold the promise to dramatically reduce risk (autonomous vehicles, the IoT).

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