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To understand any insured's need for pollution liability insurance coverage, there are 10 situations to help identify potential pollution-related exposures. (Image: ALM Media)

In a perfect world, claims managers would be able to check the “yes” box each time an insured submits a claim.

Of course, in order for them to do so, the insured must have coverage for the exposure. This is just one of the reasons claims managers must have a seat at the table where policies are written.

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