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The belongings residents and debris sit outside of the Tutu High Rise building after Hurricane Irma in St Thomas, U.S. Virgin Islands, on Tuesday, Sept. 12, 2017. (Photo: Michael Nagle/Bloomberg)

The fall of 2017 was responsible for three major hurricanes, which caused millions of dollars in property damage.

One thing that came to light is that many people either did not have proper insurance or were underinsured.

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