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Police gather at the scene of an accident near Broadway and Liberty Street in New York on Thursday, Dec. 7, 2017. Police say six people were hurt in the accident involving three vehicles just blocks from the World Trade Center in Lower Manhattan. (AP Photo/Peter Morgan)

On Nov. 20, 2017, New York’s highest court dramatically expanded the breadth of New York Insurance Law §3420. Carlson v. American International Group, 2017 NY Slip Op 08163 (2017).


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