News headlines in 2017 were dominated for weeks at a time with coverage of natural disasters. The total costs of these incidents are likely to make 2017 the costliest year on record for natural disasters. (Photo: AP Images)

In a year that’s brought potentially unprecedented damage across the United States from natural disasters, consumers surveyed by Clearsurance said they were concerned a natural disaster could also cause damage to their own home. Yet despite 87 percent of respondents expressing concern, very few took action by enhancing their existing insurance policy or purchasing a new one.

Given the number of uninsured and underinsured homeowners during the 2017 natural disasters, there seems to be a disconnect between homeowners understanding their coverage and what their policy actually covers.

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