Analysis brought to you by theexperts at FC&S Online, the unquestioned authority oninsurance coverage interpretation and analysis for the P&Cindustry. To find out more — or to have YOUR coverage questionanswered — visit the National Underwriter website, orcontact the editors viaTwitter: @FCSbulletins.

Question: I hope you could help meinterpret the policy language regarding non-owned autos underDamage to Your Auto, Personal Auto Policy (PAP). If an insured rentsa vehicle for three months, would that be considered available forhis regular use?

— Indiana Subscriber

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