General contractors (GCs) that self-perform less than 70% of their work often prefer Controlled Insurance Programs (CIPs) to manage and finance risk.

In years past, GCs could return a profit on the CIP program because the deductions to subcontractors bids would be in excess of the costs of the CIP insurance program.

In today's competitive environment, the CIP still allows the contractor to be in control, but with fewer program savings than historically available.

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