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Bulls appear to be convinced the industry is being thrust into something known as a “hard market,” in which there’s a cyclical increase in premiums that allows firms to replenish reserves. (Image: Shutterstock)

(Bloomberg) – The worst hurricane season in modern U.S. history is starting to look like a blip on the charts of insurance stocks, with investors banking on a quick restoration of capital as firms rediscover pricing power. It’s a fantasy, some analysts say.

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