From 1688, when the insurance began in Edward Lloyd's coffee house in London, to the present, underwriters have been looking for better ways to assess risk.
Traditionally, risk professionals have looked at historical data and extrapolated forward to determine the level of risk and how to price coverage appropriately.
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Rosalie Donlon
Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].
