The routine practice of taking a recorded statement of yourinsured can jeopardize your case from day one.

Insurance claims adjusters and in-house risk managers often takea recorded statement from their insured soon after learning about aloss. Often, an insured will make a damaging admission during therecorded statement that will be used against him or her in futurelitigation.

The goals and benefits of a recorded statement —efficiently capturing a first-hand account of an incident when itis fresh in your insured’s mind — can be achieved in otherways which provide an extra layer of protection for the defense ofyour case.

How statements are used againstinsureds

Taking a recorded statement of your insured before litigationbegins is the best thing you can do to help a plaintiff’s case. Anunprepared, uncoached insured who makes a damaging admission duringa recorded interview has just increased the value of your claim.Before a deposition, an insured is thoroughly prepared on how toanswer questions, what questions to expect, and how to minimizedamaging evidence.

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