It would be a no-brainer to think that millennials would want toflock to the Big City — NYC or LA — or some other largehip and happening city like Austin, Texas or Denver, Colorado.

But when they want to start settling down, many are opting forthe quieter life — but where there are still plenty of careeropportunities.

At least that's one of the main take-aways from Ellie Mae's mostrecent list of the cities where millennial borrowers representedthe highest percentage of homebuyers, shown on its Millennial Tracker.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.