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If there's one thing that incumbent insurers and InsurTech startups seem to agree on, it's the fact that these two segments of the same financial-industry pie operate under the auspices of completely different business cultures.

Consider that insurers have traditionally been consumed with calculating risk while tech-driven startups thrive on test first, adjust later product and process development.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].