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Instant Insights / Active Shooters, Workplace Violence & Insurance

As more tragic shootings occur, insurance and risk management issues become important considerations.

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Witnesses to shootings or other violent acts on the job also can be at risk for PTSD and eligible for workers' comp coverage. (Photo: Shutterstock)

Workplace injuries aren’t always physical as most physicians can attest. Often, observing an accident or another violent event can cause psychological injuries that are just as real as a broken arm. Those types of injuries aren’t well understood or acknowledged by many employers or carriers. But one recent case in Tennessee turned out differently.

A worker who witnessed a shooting at work and then suffered post-traumatic stress disorder (PTSD) was found to be totally and permanently disabled, according to the Special Workers’ Compensation Appeals Panel of the Supreme Court of Tennessee. 

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