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Understanding how property is valued after a fire

When the wildfire smoke clears along the Pacific coast, property insurance policyholders will be faced with filing claims that may be complicated by California's status as a 'valued policy' state.

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Burned home. The Witch wildfire burned this home in San Diego County near the city of Poway, Calif.,Tuesday, Oct. 23, 2007. (AP Photo/Chris Carlson)

Analysis brought to you by the experts at FC&S Online, the unquestioned authority on insurance coverage interpretation and analysis for the P&C industry. To find out more, visit the National Underwriter website, or contact the editors via Twitter: @FCSbulletins.

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