The amount of destruction seen in recent weeks due to multiplehurricanes, a major earthquake and aggressive wildfires is staggering.

Some of the damage will be covered by insurance, but sadly, alarge portion of it will not be, leaving owners and renters to payout of pocket, try to obtain funding from the government or othersources, or suffer major losses that will not be recouped.

Shortage of knowledgeable adjusters

There are several issues that will make the recovery morechallenging. The shortage of knowledgeable catastrophe adjusterswill cause some delays in determining what is or isn't covered atmany loss sites.

Even as adjusters from outside of Texas, Florida and otherimpacted areas arrive to lend their expertise, there will be adefinite learning curve involving the structures being assessed, aswell as determining what is covered under the National FloodInsurance Program or other insurance.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]