Hurricane experts have been predicting a busier season thanwe've been used to recently, with 14 to 19 named storms.

Now that Hurricane Jose is looming in the Atlantic Ocean, andHurricane Katia is swirling in the Gulf of Mexico, there have been11 named storms so far, and Tropical Depression 14 shows signs ofbecoming a tropic storm, possibly another named hurricane in thesecond half of September.

Hurricane Harvey hit sections of Texas causing massive flooding,then Hurricane Irma cut a swath of destruction across the Caribbeanbefore heading to the U.S. mainland. According to catastrophe modeling firm AIR Worldwide, theestimate of combined insured losses from Irma will be between $20billion and $40 billion. For selected Caribbean islands, theestimates of insured losses vary from $5 billion to $15 billion.The complicating factor in estimating losses is that, as with manynatural disasters, the extent of damage won't be known for days,weeks or even months.

Related: Hurricane Irma travels up the East Coast, sparingfew

Damage to many of the islands was nothing short of catastrophic.For many islands, the entire infrastructure has been destroyed,while other islands had minor damage, if any.

Here is a look at the havoc wrought by Irma to the Caribbean,including the U.S. Virgin Islands and Puerto Rico:

St. Thomas, U.S. Virgin Islands

A man walks past debris caused by Hurricane Irma inCharlotte Amalie, St. Thomas, U.S. Virgin Islands. (Photo:Associated Press/Ricardo Arduengo)

Streets are littered with debris and wreckage afterHurricane Irma's arrival. (Photo: Associated Press/RicardoArduengo)

Related: Irma destroys or damages majority of homes in theFlorida Keys [photos]

The U.S. & British Virgin Islands

This combination of natural-color images provided by NASAEarth Observatory shows the U.S. and British Virgin Islands islandson Aug. 25, 2017, top, before the the passage of HurricaneIrma, and after the storm passed, on Sept. 10, 2017. The islands,from left, are St. Thomas, St. John, Tortola and VirginGorda. (Photo: Associated Press via NASA EarthObservatory)

Splintered lumber, corrugated metal and broken concrete arespewed throughout the British overseas territory of Anguilla.(Photo: Associated Press/Garson Kelsick)

Related: Top 10 costliest hurricanes in theU.S.

Providenciales, Turks and Caicos

Aerial view shows flooded areas throughout local villageson Providenciales, Turks and Caicos islands in the aftermathof Hurricane Irma. (Photo: Associated Press via Ministry of DefenceCrown)

Britain sent a navy ship and almost 500 troops to theBritish Virgin Islands, Anguilla and the Turks and Caicos islands.(Photo: Associated Press via Ministry of Defence Crown)

Related: As Irma fades, swirling Jose eyes $19 trillion inproperty

Cuba

A mechanical shovel removes debris from a street after thepassing of Hurricane Irma in Havana, Cuba. (Photo: AssociatedPress/Desmond Boylan)

People look to salvage any belongings in the remnants oftheir homes. (Photo: Associated Press/RamonEspinosa)

Related: A $150 billion misfire: How disaster modelers gotIrma so wrong

Saint Martin / Saint Maarten

Hurricane Irma inflicted heavy damage to the French-Dutchisland of St. Martin. (Photo: Associated Press/ChristopheEna)

U.S. citizens are evacuated aboard an aircraft by U.S. AirForce personnel after the passage of Hurricane Irma. (Photo:Associated Press/Carlos Giusti)

Related: Hurricanes and homeowners' insurancedeductibles

Haiti

Residents wade through flood waters in Fort-Liberte, Haiti.(Photo: Associated Press/Dieu Nalio Chery)

A woman salvages items from her home after heavy rainsflooded her home. (Photo: Associated Press/Dieu NalioChery)

Related: Irma cuts power to 6.4 million, shuts ports,imperils crops

Dominican Republic

A home lies flattened by Hurricane Irma in Nagua, DominicanRepublic. (Photo: Associated Press/TatianaFernandez)

A man begins the task of rebuilding his home after HurricaneIrma left thousands homeless. (Photo: Associated Press/TatianaFernandez)

Related: The self-defeating cycle of floods and federalaid

Puerto Rico

Rescue staff from the Municipal Emergency Management Agencyinvestigate an empty flooded car. (Photo: AssociatedPress/Carlos Giusti)

More than 1 million people in Puerto Rico are without powerafter Hurricane Irma swept through the Caribbean. (Photo:Associated Press/Carlos Giusti)

Related: Irma leaves swamped cities in wake as hurricane'sfury ebbs [photos]

Antigua

A man looks at the damage to his property after HurricaneIrma lashed throughout the Caribbean with winds as high as 185 mph.(Photo: Associated Press/Johnny Jno-Baptiste)

People recover broken parts of the dock following HurricaneIrma's destructive path. (Photo: Associated Press/JohnnyJno-Baptiste)

Related: Hurricane Irma insured losses may be higher thanHurricane Harvey, says S&P