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As we in the insurance business strive to adapt and use data analytics and sophisticated modelling tools, it's worth remembering that simply having more data does not mean better outcomes. (Photo: iStock)

It’s been nearly 3 years since I last wrote about the E&S industry for PropertyCasualty360.com.

Back then, I tried to make an analogy between the changing dynamics in the E&S market and the gaming industry by pointing to thriving casinos in Las Vegas, which evolved beyond relying on gaming to cater to the modifying tastes of their customer base. I suggested that the ‘rules’ of the insurance industry house seem to be changing, and our ability to adapt will be key to our ability to thrive.

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