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Craig Reeves, a catastrophe claims adjuster for State Farm, hard at work in Rockport, Texas. (Photo: Bloomberg)

(Bloomberg) – Craig Reeves had been in Rockport, Texas, barely 48 hours when he ducked into the gloomy threshold of the condominium, which was darkened by blinds pulled before Hurricane Harvey and filled with a humid, mildewy funk.

Reeves, a catastrophe claims adjuster for State Farm, crunched over glass shards in his steel-toed boots, stepping over a wet towel, a bottle of Febreze and a copy of Henry David Thoreau’s “Walden.” He made his way past the kitchen, its cupboard doors curling, and into the living room with its soaked teddy bear, upended sewing machine, dog kennel and deck chairs. Reeves lifted the shades, letting in the sunlight that would help him take account of the destruction of Jeannie Jurischk’s home.

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