(Bloomberg) — Jerry Garcia's home in Corpus Christi missed the worst of Hurricane Harvey by just a few miles and lost nothing more than some shingles and his backyard pier, which turned up further down Oso Bay.

A 5-foot bulkhead and sloping lawn shielded it from the flooding that's devastated parts of Texas.

A home builder, Garcia said he built this place, like all the houses he builds, "above code" — stronger than the standards required by law, which in Texas tends to be less than in most states. But he doesn't think those tougher standards should be imposed on every builder.

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