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Every employer knows it’s a drag: Paying premiums for workers’ compensation insurance for each employee to cover injuries that may never happen, and when or if injuries occur they may even be the fault of the employee.

Reading the policies isn’t fun either: They’re filled with employer duties and responsibilities. But under the workers’ compensation system, employers are required to obtain insurance that provides coverage for workers who suffer from work-related illnesses and injuries.

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Hannah Smith

PropertyCasualty360

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