People trudge along the road during wet season in South Sudan. (AP Photo/ Matthew Abbott)

Through novel technologies and partnerships, microinsurance (MI) has made plenty of news in recent years addressing risk management needs of the disadvantaged and impoverished.

But have these innovative and often high-minded efforts succeeded? Given that success isn’t measured in headlines alone, it remains difficult to tell how many of these fledgling programs have fulfilled their dual mission of generating profits while positively affecting a community.

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