The future of the insurance broker is under threat.

The danger comes from new technologies that are reinventing the insurance industry's distribution chain, its business models, and arguably even society as a whole. Many believe that the current shift towards a globally connected network of businesses will result in widespread disintermediation.

However, this future is not so black and white. The change is very real. New technologies are altering business processes, and 'disruptors' are constantly emerging; but instead of feeling threatened, we must see these developments as an opportunity to evolve. By changing the way we see ourselves, and modifying our approach to the business, the good brokers will survive and prosper.

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