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The U.S. Court of Appeals for the Eleventh Circuit has reversed a decision by the U.S. District Court for the Middle District of Florida awarding an insurance bad faith plaintiff $30 million based on a state court jury's determination of damages in an underlying uninsured/underinsured motorist (UM) breach-of-contract action.

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Deadly highway accident

Gerard Bottini was traveling on I-75 in Hillsborough County, Florida, when a car ahead of him caught fire and began emitting smoke, obscuring his view of the road. Mr. Bottini lost control of his vehicle, which left the roadway, rolled over, and ejected him. He died from his injuries.