Question: We insure a business auto policy with symbols 7, 8 and 9 for property damage. Our insured is a trash disposal company. The claimant alleges that he left climbing gear on the curb on trash day and our insured picked up the climbing gear and disposed of it in the trash truck. As alleged, would there be coverage for this loss under the Business Auto Policy? Thank you.
— Indiana Subscriber
Answer: The ISO business auto policy states: “we will pay all sums an 'insured' legally must pay as damages because of 'bodily injury' or 'property damage' to which this insurance applies, caused by an 'accident' and resulting from the ownership, maintenance or use of a covered 'auto.'”
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