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There’s a lot of risk in movies. We don’t mean movies about risk and insurance, though there are a few pretty solid options in that genre (“Double Indemnity,” “The Thomas Crown Affair,” “Along Came Polly,” “The Apartment,” “Cedar Rapids” — even Mr. Incredible does a short stint at an insurance firm).

We’re talking about movies with big production risks — which don’t always pay off. A typical Hollywood movie requires a host of coverages, including general liability, property and inland marine, auto, workers’ compensation, even data and cybersecurity.

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