This story is reprinted with permission from FC&&S Legal, the industry's only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A federal district court in West Virginia has ruled that an insurance company did not have to defend a restaurant that was sued for allegedly refusing to serve a person with a service dog.

Related: Breweries and distilleries ask: Are dogs welcome?

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Right to refuse service to anyone?

Scott Ullom claimed that he and his friend were refused service at Grand China Buffet & Grill, Inc., by the person they believed to be the manager, Stanley Sun. Mr. Sun allegedly would not allow Ullom, who has hearing and other physical impairments that require him to use a service dog, prosthetic foot, and, at times, a wheelchair, to bring his service dog into the restaurant, even after Ullom advised that the dog was not a pet but provided assistance.

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