Trevor is a hypothetical 11-year-old. If he's like 11-year-olds in my area, he's gotten a whiff of financial literacy from school and computer games.

The school has given him a chance to spend his money to buy lunch, bake sale items and books. It's also given him a job running an in-school post office.

Overlooked topic

Computer games have given him additional experience in simulations that let him work as a baker, a farmer, a tailgunner and a spy. So far, though, he doesn't seem to have picked up any insurance literacy.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.