Imagine your client is a developer who's been working on a side project that is certain to be the next Snapchat of his industry. His side project evolved from vision to reality, and thanks to some angel investors, he's officially an entrepreneur — complete with a product to sell and designer coffee in the break room of his Ann Arbor office building.

Although he still has plenty of hard work ahead of him, the future looks pretty bright for his fledgling company, and you've helped advise him on his exposures and insured his business against such risks as security breaches and natural disasters.

Then, he gets a letter in the mail claiming that his app has infringed somebody else's patent.

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