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The specifics surrounding a property damage claim resulting from a chemical mishap will dictate the applicability of a policy's pollution exclusion. (Photo: Shutterstock)

Question: Our insured is a contractor and sprayed a chemical solution in the claimant’s attic to remediate mold. The liquid spray leaked through the attic floor and ceiling, causing damage to the carpeting in the rooms below. We have a CGL form with the standard pollution exclusion. Does the pollution exclusion apply?

— Ohio Subscriber

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