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Here are three steps the industry might consider taking to overcome such obstacles and facilitate faster (and more profitable) expansion of the cyber insurance market. (Photo: Thinkstock)

Cyber risk is a lot like the common cold. There is no vaccine or cure because viruses — real and technological — keep mutating.

No one is immune, and once infected, usually the best you can do is take steps to limit the pain and duration of an event, and get back on your feet as quickly as possible.

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