When protests, riots or civil disorders break out, business,home and vehicle owners can suffer and property damage can resultin large losses for insurers.

Sometimes, even a harmless gathering can suddenly turn into anugly mob, causing looting, vandalism and fires that can causemillions of dollars in damage.

Depending on the type of property involved, there are severaltypes of insurance coverages available to protect policyholdersfrom most forms of civil commotion.

Recent costly uprisings

In 2015, arson and looting occurred in Baltimore, Maryland,following the funeral for Freddie Gray, a 25-year-old who diedafter suffering a spinal cord injury while in police custody. Theestimated insured loss from the property damage is about $24million, according to the Insurance Information Institute (I.I.I.).

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].