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A federal district court in New Jersey, in a Superstorm Sandy coverage case, has ruled that a homeowner’s insurance company’s letter to its insureds amounted to an unequivocal denial of benefits for purposes of the policy’s suit limitations period, even though it also referenced benefits that would be paid, did not use the word “denial,” did not reference the policy’s suit limitations period, and noted that the insureds could appeal.

Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. Mr. Meyerowitz is the Director of the Insurance Coverage Law Center and editor-in-chief of journals on insurance law, banking law, bankruptcy law, energy law, government contracting law, and privacy and cybersecurity law, among other subjects. He may be contacted at smeyerowitz@meyerowitzcommunications.com.

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