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Court cases often are decided by procedural issues, such as filing before the deadline, and in the correct court. (Photo: Shutterstock)

A federal district court in California has dismissed an insurance coverage lawsuit filed by producer and writer Judd Apatow against his insurance company because it had not been filed in federal court within the one-year period required by his flood insurance policy and federal law.

Apatow’s home in Malibu, California, was damaged as a result of a storm surge and prolonged wave activity. Apatow submitted a claim to American Bankers Insurance Company of Florida, which had issued him a standard flood insurance policy (SFIP) under the National Flood Insurance Program (NFIP).

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