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At present, there are no insurance policies that specifically protect against financial loss caused by an IoT device, although there are services provided in some traditional homeowners' policies to assist policyholders to address the issues created by identity theft. (Photo: iStock)

The Internet of Things (IoT) promises a revolution in how we live, connecting our homes to our smartphones and other mobile devices.

Already, a variety of appliances and devices like refrigerators, washing machines, thermostats, security systems and even the insides of walls are embedded with sensors, enabling them to exchange data with each other and with us.

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