Economic recovery, cheap gas prices, more vehicles on the road overall, and more miles driven per vehicle have been attributed to much of the increase in auto accident/claim frequency coming out of the recession, particularly in 2015 and 2016. 

Overall miles driven in the U.S. are up 4.2 percent nationally when comparing the rolling 12 months ended May 2016 to the last peak set during the rolling 12 months ended November 2007, says the U.S. Department of Transportation.

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