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Along with the first day of summer, many places experience increased thunderstorms, often accompanied by lightning. Although most images we get from movies show lightning striking trees or isolated areas, lightning does strike buildings as well, causing extensive damage.

The good news is that the number of Homeowners’ insurance claims from lightning strikes in the United States fell in 2015. The bad news? A new analysis by the New York City-based Insurance Information Institute found that the total insurers paid on those claims — $790 million to nearly 100,000 policyholders — rose by nearly 7%.

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