The Travelers Cos. recently released its “Injury Impact Report,” which identifies themost common causes of workplace accidents and injuries.
|The New York City-based insurance giant analyzed more than1.5 million workers compensation claims filed between 2010 and 2014from a variety of business sizes and industries and found the topfive most common workplace accidents and the top injuries resultingfrom those accidents.
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Strains, sprains, cuts, punctures,contusions, inflammation, fractures or chronic sicknesses resultingfrom a type of work (e.g., a skin disease caused by chemicalexposure) were the most common injuries. (See chart on theright. Click to enlarge.)
On average, strains and sprains resulted in 57 missed work days,followed by cuts and punctures at 24 days. Of the mostcommonly-resulting injuries, inflammation and fractures caused themost time away from work at 91 and 78 days, respectively.
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According to the report, the costliestinjuries were amputations, which had the highest average cost perclaim of $102,500.
Dislocation was second costliest at $97,100. Electric shock wasthird ($55,200), crushing was fourth ($54,600) and multiple trauma,the fifth costliest at $50,000. (See chart on left. Clickto enlarge.)
|By contrast, the average claim cost per injury for the mostfrequently occurring injuries ranged from $8,000 to $42,400 perclaim.
|Here are the top 5 most common workplace accidents, according toTravelers:
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(Photo: iStock)
|5. Traumas occurring over time: 4%
An example is when a part of the body is injured by overuse orstrain.
|Related: 10 ways in which Workers' Compensation needs toevolve
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(Photo: iStock)
|4. Accidents involving tools: 7%
Related: 4 ways to reduce Workers' Compclaims
(Photo: iStock)
|3. Being struck by or colliding with an object: 10%
Related: How small businesses can reduce their Workers' Comprisk
(Photo: iStock)
|2. Slips, trips and falls: 16%
Related: 3 steps to take to create a saferoffice
(Photo: iStock)
|1. Material handling: 32%
This handling includes lifting, lowering, filling, emptying orcarrying an item.
|Read the full report from Travelers.
|Related: Here are the top 10 most costly U.S. workplaceinjuries
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