Deloitte has seen the future of auto insurance, and it is bright— not to mention very, very different from what we see today.

In its newest report, "Insuring the future of mobility: The insuranceindustry's role in the evolving transportation ecosystem,"Deloitte Consulting predicts that the future of road travel will beshaped by the intersection of two key trends: the emergency ofautonomous vehicles, and shifts in mobility preferences — givingrise to shared access to transportation.

Each of these "future states" creates new requirements forexisting and new insurance customer segments looking for passengerautomobile related coverage, the authors note. This will lead tonew products and a shift in the emphasis of various sales channels.In short, new types of coverage for an evolving set ofinsureds.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU You can contact her at [email protected].