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Deloitte has seen the future of auto insurance, and it is bright — not to mention very, very different from what we see today.

In its newest report, “Insuring the future of mobility: The insurance industry’s role in the evolving transportation ecosystem,” Deloitte Consulting predicts that the future of road travel will be shaped by the intersection of two key trends: the emergency of autonomous vehicles, and shifts in mobility preferences — giving rise to shared access to transportation.

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