In a political season that has turned the rules upside down, U.S.-based insurance companies are understandably nervous.

Sure, job growth is up, but the stock market is unstable, and in terms of insurance, domestically, all lines of business are in flux.

The Personal and Commercial Auto markets are facing disruptions from autonomous vehicles and telematics. Health insurance is being regulated by the Affordable Care Act and driven into new business corrals called exchanges. Property & Casualty insurers are bracing for the next biggest catastrophic event, and Life companies are figuring out wearables.

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