Around the world the idea of using drones to gather data about our surroundings is literally taking off. The technology is being employed from agriculture to industrial inspections, and now the insurance industry is looking at the benefits and value of collecting information through the use of unmanned aircraft. Drone is a term that has typically not had a beneficial connotation. It elicits images of robots and war machines, but that is far from the truth. The insiders in the robotic industry cringe at the word drone as they prefer to use terms like RPAS (remotely piloted air system) or UAV (Unmanned Air Vehicle). Whatever you like to call it, unmanned aircraft are here and making headlines nearly every day. The reality is that more people are finding this technology useful and using it because they find it a safer and more valuable way to do business. As much as the value is easy to understand, safe and compliant drone operations still require significant planning and interaction, the laws are still to be clearly defined, and the data management can be overbearing.
Key to getting started is learning how to comply with the legal issues required to operate drones. The FAA has complete jurisdiction over anything that flies in the US. All aircraft, whether manned or unmanned, have to first be authorized by the FAA. To fly commercially under current law, the operator or company must have what is called a Section 333 exemption. This exemption provides a waiver to the Federal Regulations that prohibit commercial activity with unmanned aircraft. There are additional restrictions that one has to have as the exemption is the first step. Then the actual operation is authorized under what is called a Certificate of Authorization or COA. With a 333 exemption, companies are given a nationwide COA for flight operations below 200 feet, which is well below what is needed to do a typical insurance claim.
The challenge, however, is that depending on your location, there may be additional restrictions and additional COAs required. Airspace is divided into several categories and depending on the category, your operation may be affected. The goal from the FAA's perspective is to keep congested airspace safe and prevent someone from flying in front of landing aircraft or interfering with helicopter operations around a hospital, etc. Then there are also reporting, currency and compliance requirements. All of this gets pretty convoluted quickly. Cunningham Lindsey's subsidiary, Vale Training Solutions, through its partnership with VDOS Global LLC, is helping to simplify this process by teaching drone safety and best practices to ensure you have a simple method to meet the FAA mandates.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.