Landlords and apartment owners are reluctant to place restrictions and requirements on renters since it could cause them to look for housing elsewhere.
While understandable with regard to some aspects such as smoking on the premises or allowing pets — there is one requirement that should not be ignored: Renters' insurance.
Protection for the landlord and renters
Many renters are under the assumption that if they are living in an apartment or rented building, they are protected under the landlord's insurance policy. This is only partially correct.
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