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Private U.S. property and casualty insurers’ net income after taxes grew to $44 billion in the first nine months of 2015, from $37.8 billion in the same period in 2014, with insurers’ overall profitability as measured by their rate of return on average policyholders’ surplus growing to 8.8% from 7.6%, according to a report from Jersey City, N.J.-based ISO and Chicago-based Property Casualty Insurers Association of America (PCI).

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