Workplace injuries and accidents are the near the top of everyemployer’s list of concerns.

In 2013 — the most recent year for which statistically validinjury data is available from the U.S. Bureau of Labor Statistics(BLS) and the National Academy of Social Insurance — workplaceaccidents and injuries that caused employees to miss six or moredays of work cost U.S. employers nearly $62 billion, according tothe 2016 Liberty Mutual Workplace Safety Index. Of that $62billion, more than 82.5% (more than $51 billion) can be attributedto the 10 leadingcauses of the most disabling work-related injuries.

“We rank the top 10 causes of the most serious, nonfatalworkplace injuries by their direct costs each year to helpcompanies improve safety, which better protects both employees andthe bottom-line,” said Debbie Michel, general manager, LibertyMutual’s National Insurance Casualty operation. “Workplaceaccidents impact employees’ physical, emotional and financialwellbeing. They also financially burden employers, who pay all ofthe medical costs related to a workplace injury, together with someportion of an injured employee’s pay. Beside these direct costs,workplace injuries also produce such indirect costs for employersas hiring temporary employees, lost productivity, qualitydisruptions and damage to a company’s employee engagement andexternal reputation.”

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].