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In this Sept. 15, 2015, file photo, a firefighting plane drops a load of fire retardant over a smoldering hillside in Middletown, Calif. (Photo: Elaine Thompson/AP Photo)

Two wildfires in Northern California last fall caused an estimated $1 billion in insurance losses, according to a preliminary report from the California Department of Insurance.

The fires in the state’s Valley and Butte areas are among the most costly in the state’s history, the report said.

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