Ice dams form on roofs as snow melts and refreezes, preventing proper drainage and leading to leaks that damage interiors. (Photo: Thinkstock)

The Massachusetts Division of Insurance recently rejected a request by the state’s largest commercial home insurer that could have cost customers more money to deal with damages from winter weather, The Boston Globe reported

Webster, Mass.-based insurer Mapfre USA Corp. wanted to add a deductible and require consumers to pay as much as $10,000 of the costs of repairing ice-dam damage before the its coverage kicked in. It was the first time an insurer has proposed an ice-dam deductible, which regulators earlier this month rejected as vague and unfair, The Globe reported.



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